From house and land packages to dual-key, co-living and SMSF-compliant investments — the range of property investment structures available today is broader than ever. Understanding what each type offers is essential to choosing the right one for your goals.
House and land packages
New-build homes on titled land. Offer strong depreciation benefits, new-build warranties and no maintenance surprises in the early years. Typically lower yield but stronger long-term capital growth in quality corridors. Well-suited to growth-focused investors and SMSF.
Dual key and dual occupancy
Two separate dwellings on one title, generating two rental incomes. Excellent for cashflow-focused investors. Lower vacancy risk than a single dwelling because both tenancies rarely fall vacant simultaneously.
Co-living
Purpose-built properties rented by the room to multiple tenants under separate lease agreements. Typically delivers the highest gross yield of any residential strategy — but requires specialist property management.
SMSF-compliant properties
Properties structured for purchase within a Self-Managed Super Fund. Must meet specific ATO criteria. Typically single-title freehold properties that can be purchased via a Limited Recourse Borrowing Arrangement.
NDIS/Specialist Disability Accommodation
Government-backed high-yield properties for NDIS participants. Offers strong returns and long-term lease certainty, but requires thorough understanding of SDA compliance and obligations.
Remember: No single property type is universally best. The right structure depends entirely on your financial position, goals and the strategy you’ve confirmed with a qualified advisor.